The infrastructure behind every provider contract in your network

The infrastructure behind every provider contract in your network

Structure, validate, and execute complex provider agreements at scale

Structure, validate, and execute complex provider agreements at scale

The infrastructure behind every provider contract in your network

Structure, validate, and execute complex provider agreements at scale

Provider Network & Contracting + Finance & Claims Operations

Provider Network & Contracting

+ Finance & Claims Operations

You have the contracts.
But do you have the intelligence

to manage them?

You have the contracts. But do you have

the intelligence to manage them?

You have the contracts.

But do you have the intelligence

to manage them?

You manage provider contracts that are too complex to track manually and too consequential to get wrong. Your team knows what was agreed to, but there's no reliable system connecting those contract terms to what actually gets paid, provider by provider, claim by claim.


Kubera is built for the payment operations and managed care teams accountable for closing that gap.

You manage provider contracts that are too complex to track

manually and too consequential to get wrong. Your team knows

what was agreed to, but there's no reliable system connecting

those contract terms to what actually gets paid, provider

by provider, claim by claim.


Kubera is built for the payment operations and managed care

teams accountable for closing that gap.

You manage provider contracts that are too complex to track manually and too consequential to get wrong. Your team knows what was agreed to, but there's no reliable system connecting those contract terms to what actually gets paid, provider by provider, claim by claim.


Kubera is built for the payment operations and managed care teams accountable for closing that gap.

DRG 470 rate at Mount Sinai?
$22,800
Per claim, MSH Commercial
MSH_2024_Schedule.pdf · §3.4
Where are we overpaying providers?
$612,400
Anthem PPO · 38 outlier claims YTD
Outlier_audit_Q3.csv
Forecast 4% Outpatient rate cut savings
$3.8M / yr
23 facilities · net of utilization shift
Rate_optimization_2026.csv
What changed in CMS MA 2026 rule?
4 changes effective Jan 1 — HCC v28 fully phased in, +3.32% benchmark, capitated floor lifted, RADV audit expanded.
CMS_MA_2026_FinalRule.pdf
Stop_Loss_Carveout.pdf
UHC_Amendment.pdf
Fee_Schedule.xlsx
Aetna_Q4_2025.pdf
4
DRG 470 rate at Mount Sinai?
$22,800
Per claim, MSH Commercial
MSH_2024_Schedule.pdf · §3.4
Where are we overpaying providers?
$612,400
Anthem PPO · 38 outlier claims YTD
Outlier_audit_Q3.csv
Forecast 4% Outpatient rate cut savings
$3.8M / yr
23 facilities · net of utilization shift
Rate_optimization_2026.csv
What changed in CMS MA 2026 rule?
4 changes effective Jan 1 — HCC v28 fully phased in, +3.32% benchmark, capitated floor lifted, RADV audit expanded.
CMS_MA_2026_FinalRule.pdf
Stop_Loss_Carveout.pdf
UHC_Amendment.pdf
Fee_Schedule.xlsx
Aetna_Q4_2025.pdf
4
DRG 470 rate at Mount Sinai?
$22,800
Per claim, MSH Commercial
MSH_2024_Schedule.pdf · §3.4
Where are we overpaying providers?
$612,400
Anthem PPO · 38 outlier claims YTD
Outlier_audit_Q3.csv
Forecast 4% Outpatient rate cut savings
$3.8M / yr
23 facilities · net of utilization shift
Rate_optimization_2026.csv
What changed in CMS MA 2026 rule?
4 changes effective Jan 1 — HCC v28 fully phased in, +3.32% benchmark, capitated floor lifted, RADV audit expanded.
CMS_MA_2026_FinalRule.pdf
Stop_Loss_Carveout.pdf
UHC_Amendment.pdf
Fee_Schedule.xlsx
Aetna_Q4_2025.pdf
4
DRG 470 rate at Mount Sinai?
$22,800
Per claim, MSH Commercial
MSH_2024_Schedule.pdf · §3.4
Where are we overpaying providers?
$612,400
Anthem PPO · 38 outlier claims YTD
Outlier_audit_Q3.csv
Forecast 4% Outpatient rate cut savings
$3.8M / yr
23 facilities · net of utilization shift
Rate_optimization_2026.csv
What changed in CMS MA 2026 rule?
4 changes effective Jan 1 — HCC v28 fully phased in, +3.32% benchmark, capitated floor lifted, RADV audit expanded.
CMS_MA_2026_FinalRule.pdf
Stop_Loss_Carveout.pdf
UHC_Amendment.pdf
Fee_Schedule.xlsx
Aetna_Q4_2025.pdf
4

Challenges

Payment disputes are a contract clarity problem, not just a billing one

Payment disputes are a contract clarity

problem, not just a billing one

Payment disputes are a contract clarity

problem, not just a billing one

Enforcement errors compound

across every agreement.

Enforcement errors compound

across every agreement

Enforcement errors compound

across every agreement

Commercial claims processing errors run close to 20%. Without contract-level payment validation, that error rate becomes a structural cost - one that scales with every provider you add to your network.

Commercial claims processing errors run close to 20%. Without contract-level payment validation, that error rate becomes a structural cost - one that scales with every provider you add to your network.

Increasing your network should not multiply complexity.

Increasing your network should not multiply complexity

The more providers you contract with, the more contract complexity you manage. Without a system to structure and connect every agreement, scaling your network means scaling manual processes and their inefficiencies.

The more providers you contract with, the more contract complexity you manage. Without a system to structure and connect every agreement, scaling your network means scaling manual processes and their inefficiencies.

Without contract performance history and payment variance data, both sides enter renewals without a clear picture of how agreements are actually performing - and decisions get made on incomplete information.

Disputes start before a single claim

is processed.

Disputes start before a single claim is processed

Disputes start before a single claim

is processed

When contract terms aren't structured and machine-readable, payment disagreements are inevitable. Without pre-payment clarity on what each contract requires, disputes accumulate and provider relationships erode.

When contract terms aren't structured and machine-readable, payment disagreements are inevitable. Without pre-payment clarity on what each contract requires, disputes accumulate and provider relationships erode.

In Their Words

The system they'd been looking for

The system they'd been looking for

The system they'd been looking for

As a P&L leader, I couldn’t even tell you what we're paying which provider organizations for which populations. We needed a system that would make contract economics legible.

Strategic Finance Leader · Regional Managed Care Organization

“ As a P&L leader, I couldn’t even tell you what we're paying which provider organizations for which populations. We needed a system that would make contract economics legible.

Strategic Finance Leader · Regional Managed Care Organization

“ As a P&L leader, I couldn’t even tell you what we're paying which provider organizations for which populations. We needed a system that would make contract economics legible.

Strategic Finance Leader · Regional Managed Care Organization

Payor Use Cases

One connected contract intelligence layer across your entire network

One connected contract intelligence layer

across your entire network

One connected contract intelligence layer across your entire network

Portfolio Intelligence

Contract Management and Configuration

Contract Management

and Configuration

Every contract, amendment, fee schedule, and provider manual structured into computable logic - queryable across your entire network.

Every contract, amendment, fee schedule, and provider manual structured into computable logic and codified - queryable across your entire network.

Provider manual
Fee schedule
Amendment
Contract
Contract portfolio
Structured · queryable
Master contracts0
Amendments0
Fee schedules0
Provider manuals0
Documents queryable0

Portfolio Intelligence

Contract Management

and Configuration

Every contract, amendment, fee schedule, and provider manual structured into computable logic and codified - queryable across your entire network.

Provider manual
Fee schedule
Amendment
Contract
Contract portfolio
Structured · queryable
Master contracts0
Amendments0
Fee schedules0
Provider manuals0
Documents queryable0

Portfolio Intelligence

Contract Management

and Configuration

Every contract, amendment, fee schedule, and provider manual structured into computable logic - queryable across your entire network.

Provider manual
Fee schedule
Amendment
Contract
Contract portfolio
Structured · queryable
Master contracts0
Amendments0
Fee schedules0
Provider manuals0
Documents queryable0

Contract Modeling

Provider Contract Modeling

Provider Contract Modeling

Model proposed rate changes and carveout structures against real claims data before signing - see the financial impact of every term.

Model proposed rate changes and carveout structures against real claims data before signing - see the financial impact of every term.

UHC Commercial · 2026
Modeled against 18,420 historical claims
Base rate increase+4.2% across all DRGs
$0
Stop loss threshold adjustmentThreshold $75K → $100K
$0
Modifier 25 capNew 50% reduction added
$0
Bundled payment modelKnee surgery case rates
$0
Net projected impact$0

Contract Modeling

Provider Contract Modeling

Model proposed rate changes and carveout structures against real claims data before signing - see the financial impact of every term.

UHC Commercial · 2026
Modeled against 18,420 historical claims
Base rate increase+4.2% across all DRGs
$0
Stop loss threshold adjustmentThreshold $75K → $100K
$0
Modifier 25 capNew 50% reduction added
$0
Bundled payment modelKnee surgery case rates
$0
Net projected impact$0

Contract Modeling

Provider Contract Modeling

Model proposed rate changes and carveout structures against real claims data before signing - see the financial impact of every term.

UHC Commercial · 2026
Modeled against 18,420 historical claims
Base rate increase+4.2% across all DRGs
$0
Stop loss threshold adjustmentThreshold $75K → $100K
$0
Modifier 25 capNew 50% reduction added
$0
Bundled payment modelKnee surgery case rates
$0
Net projected impact$0

Payment Accuracy

Pre-Payment Contract Validation

Pre-Payment Contract Validation

Pre-Payment Contract Validation

Kubera continuously compares every payment received against what your contracts required - classifying each discrepancy by type and surfacing high-value recovery opportunities automatically.

Kubera continuously compares every payment received against what your contracts required - classifying each discrepancy by type and surfacing high-value recovery opportunities automatically.

Payment Validator
1,847 claims · UHC Commercial
RunningComplete
Compare against contract terms
Classify discrepancy by type
Flag high-value recoveries

Dispute Prevention

Provider Dispute Reduction

Provider Dispute Reduction

Connect contract logic to payment expectations upfront - fewer provider surprises, fewer escalations, less administrative overhead on both sides.

Connect contract logic to payment expectations upfront - fewer provider surprises, fewer escalations, less administrative overhead on both sides.

Provider disputeslast 12 months
247 → 32
Disputes / mo
14d → 0d
Avg resolution
94%
Auto-resolved
0%
vs prior year

Dispute Prevention

Provider Dispute Reduction

Connect contract logic to payment expectations upfront - fewer provider surprises, fewer escalations, less administrative overhead on both sides.

Provider disputeslast 12 months
247 → 32
Disputes / mo
14d → 0d
Avg resolution
94%
Auto-resolved
0%
vs prior year

Network Scaling

Provider Relationship Management

Bring consistent and accurate reporting to negotiations and Joint Operating Commission meetings without manual labor, making relationships more collaborative.

Provider disputeslast 12 months
247 → 32
Disputes / mo
14d → 0d
Avg resolution
94%
Auto-resolved
0%
vs prior year

Compliance

Price Transparency Reporting

Price Transparency Reporting

CMS price transparency compliance becomes a single automated output - not a multi-week manual project.

CMS price transparency compliance becomes a single automated output - not a multi-week manual project.

Output
machine_readable_q4_2025.json · 2.3 MB
All checks passed
Kubera Compliance Engine
Engine has assembled the Q4 submission:
  • All providers pricing extracted
  • Standard charges validated
  • Claims utilization data added
  • CMS schema validated
  • Ready · 18 days before Oct 1 deadline

Compliance

Price Transparency Reporting

CMS price transparency compliance becomes a single automated output - not a multi-week manual project.

Output
machine_readable_q4_2025.json · 2.3 MB
All checks passed
Kubera Compliance Engine
Engine has assembled the Q4 submission:
  • All providers pricing extracted
  • Standard charges validated
  • Claims utilization data added
  • CMS schema validated
  • Ready · 18 days before Oct 1 deadline

Dispute Prevention

Provider Dispute Reduction

Connect contract logic to payment expectations upfront - fewer provider surprises, fewer escalations, less administrative overhead on both sides.

Output
machine_readable_q4_2025.json · 2.3 MB
All checks passed
Kubera Compliance Engine
Engine has assembled the Q4 submission:
  • All providers pricing extracted
  • Standard charges validated
  • Claims utilization data added
  • CMS schema validated
  • Ready · 18 days before Oct 1 deadline

Network Scaling

Provider Relationship Management

Provider Relationship Management

Bring consistent and accurate reporting to negotiations and Joint Operating Commission meetings without manual labor, making relationships more collaborative.

K
12K → 19K
Providers
8 steady
Team headcount
1.6×
Per FTE

Network Scaling

Provider Relationship Management

Bring consistent and accurate reporting to negotiations and Joint Operating Commission meetings without manual labor, making relationships more collaborative.

K
12K → 19K
Providers
8 steady
Team headcount
1.6×
Per FTE

Compliance

Price Transparency Reporting

CMS price transparency compliance becomes a single automated output - not a multi-week manual project.

K
12K → 19K
Providers
8 steady
Team headcount
1.6×
Per FTE

Payor Impact

Payment accuracy. Less reconciliation.

Full contract visibility.

Payment accuracy. Less reconciliation.

Full contract visibility.

Payment accuracy. Less reconciliation.

Full contract visibility.

1K+ contracts configured

1K+ contracts configured

1K+ contracts configured

Thousands of contracts ingested, structured, and made queryable in under one day - turning complex, non-standard documents into computable contract intelligence at scale.

Thousands of contracts ingested, structured, and made queryable in under one day - turning complex, non-standard documents into computable contract intelligence at scale.

1M+ claims modeled

1M+ claims modeled

1M+ claims modeled

Millions of claims loaded and modeled against your real contract logic in under one week, giving your team a complete picture of payment accuracy across every provider relationship.

Millions of claims loaded and modeled against your real contract logic in under one week, giving your team a complete picture of payment accuracy across every provider relationship.

40+ hrs reclaimed/week

40+ hrs reclaimed/week

40+ hrs reclaimed/week

Over 40 hours reclaimed per organization every week. Contract, claims, and payment data unified within one system means no reconciliation across platforms, no version conflicts, and no reporting overhead.

Over 40 hours reclaimed per organization every week. Contract, claims, and payment data unified within one system means no reconciliation across platforms, no version conflicts, and no reporting overhead.

“ Kubera transformed what was once two months of reporting work into two clicks.

We were wading through spreadsheets, manual data pulls, and reconciliation. The time

savings and speed to answers we’re experiencing now is groundbreaking.

" Kubera transformed what was once two months of reporting work

into two clicks. We were wading through spreadsheets, manual data pulls,

and reconciliation. The time savings and speed to answers we’re experiencing

now is groundbreaking.

" Kubera transformed what was once two months of reporting work into two clicks. We were wading through spreadsheets, manual data pulls, and reconciliation. The time savings and speed to answers we’re experiencing now is groundbreaking.

National Healthcare Network

National Healthcare Network

“ Kubera transformed what was once two months of reporting work into two clicks.

We were wading through spreadsheets, manual data pulls, and reconciliation. The time

savings and speed to answers we’re experiencing now is groundbreaking.

National Healthcare Network

“ Kubera transformed what was once two months of reporting work into two clicks.

We were wading through spreadsheets, manual data pulls, and reconciliation.

The time savings and speed to answers we’re experiencing now is groundbreaking.

National Healthcare Network

Security

Scale with security

Kubera is fully secure & compliant

Scale with security

Kubera is fully secure & compliant

Scale with security

Kubera is fully secure & compliant

  • ✓ BAA Support

    ✓ BAA Support

  • ✓ Modern & secure practices

    ✓ Modern & secure practices

  • ✓ Audit logs

    ✓ Audit logs

  • ✓ Encrypted end-to-end

    ✓ Encrypted end-to-end

  • ✓ No training on PHI

    ✓ No training on PHI

  • ✓ Modern & secure practices

    ✓ Modern & secure practices

  • ✓ BAA Support

  • ✓ Modern & secure practices

  • ✓ Audit logs

  • ✓ Encrypted end-to-end

  • ✓ No training on PHI

  • ✓ Modern & secure practices

Don't let contract complexity outpace

your ability to manage it

Don't let contract complexity outpace

your ability to manage it

Don't let contract complexity outpace your ability

to manage it

Find out which agreements are creating disputes, where

payment validation is breaking down, and what to fix first

Find out which agreements are creating disputes, where

payment validation is breaking down, and what to fix first

Find out which agreements are creating disputes, where payment validation is breaking down, and what to fix first

Copyright © Kubera Health

Address

33 Irving Place, Floor 5

New York, New York 10003

33 Irving Place

New York, New York 10003

33 Irving Place

New York, New York 10003

Copyright © Kubera Health

Address

33 Irving Place

New York, New York 10003